Pension Advice:

The importance of planning for your retirement has never been greater than now. With the state pension likely to decrease over the long term and the average age steadily climbing, there is more need than ever to make sure you get the most from your pension.

The good news is that there is a huge range of pension plans and investments for you to choose from. JTM Financial Services can help you pick out the plan that is right for you so you can concentrate on enjoying your retirement.

The 'Cost of Delay'

The graph below gives a typical size of pension at retirement based on regular monthly payments of £500 made over the course of the plan. Although these figures are only indications, the graph clearly illustrates the value of saving early to take full advantage of the effects of compounding growth.

Please Note: The graph assumes growth at 7% per annum net of charges. The value of fund units can go down as well as up and investment growth cannot be guaranteed.